Driving in Chatham means car insurance is a must. If you drive without it, you’re breaking Illinois state law and endangering both yourself and other drivers and pedestrians. There are lots of different types of insurance, so you might be asking, “What does gap insurance cover?”
Put simply, gap insurance is what protects the margin, or gap, between your car’s current value after depreciation against what you still owe on the car. Green Dodge has the gap insurance facts you need, and our finance experts can help you find the car that’s right for you!
When you get gap insurance for your car, you’re covering damage to your vehicle that goes beyond the standard property damage and bodily injury regular car insurance covers in Rochester. Here’s a list of what you can expect from gap insurance coverage:
You might be asking, “Do I need gap insurance?” While it’s not a necessity and you won’t face legal repercussions for not having it, we recommend having gap insurance on your car. Why’s that? Life is random and capricious, and you just never know what might happen. If you’ve got $12,000 left on a car that’s since depreciated to a value of $8,000, that car getting totaled will leave you on the hook for $4,000, making it that much more difficult to get your next car.
When you talk to our finance professionals and apply for financing, we know everything there is to know about insurance and, as a result, we’ll be able to give you the knowledge necessary to make the most informed car insurance decision.
If you finance a car in Decatur and don’t do it the right way, that’s a costly mistake that could be taking good money out of your wallet for years to come. With Green Dodge, you’ve got a great team of professionals who will work with you through your finance situation and get you the insurance your car needs. Contact us to get a conversation going!
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(217) 670-6409
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