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Financing a used car at Green Dodge is quick and straightforward. Once you’ve settled on one of our used models, we’ll walk you through financing and coverage options. Depending on your driving habits and how long you plan to own the car, you may need more or less coverage.
If you’re wondering, “Do you need full coverage on a used financed car?” our finance team can help. Learn more about your options below!
The short answer to, “Do you need full coverage on a used financed car?” is no. Most states don’t require drivers to have full coverage on a used car. However, most dealers want to protect their investment and therefore require full coverage on a used or new vehicle before driving off the lot.
When you finance a new or used vehicle, your financing agreement will spell out the terms, along with how long the dealer will own the title. If your loan says 36 months, then you’ll own the title after that period, assuming you paid the entire loan amount. Most dealerships require that you have full coverage on your new or used vehicle until you own the vehicle outright.
Terms and rates can vary depending on the lender. Banks often put limits on their used car financing, which is why financing with a dealership can be advantageous. Financing your next vehicle in Decatur with the help of our finance professionals takes the guesswork out of how long you’ll finance your used car for.
Once you’ve found a vehicle on our lot, head over to our finance office with the following paperwork:
Our finance team will use your information to find the best loan agreement based on your credit history. After you’ve been paired with a lender, we’ll walk you through the rate, terms, and answer any questions.
We’re here to help Rochester and Decatur drivers get behind the wheel of an affordable used vehicle at Green Dodge. Contact our finance team with any further questions. We want to make buying a used car fun and hassle-free. Learn how with our car buying tips, or simply visit us today in Springfield.
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